Bank Holiday Update: Are Banks Closed Today on Sawan Shivratri (July 23, 2025)? Here's What RBI Says

Today, July 23, 2025, marks the auspicious occasion of Sawan Shivratri, celebrated with great devotion, especially in North India. With schools, colleges, and some government offices shut in certain regions, many are wondering — are banks also closed today?

🏦 So, Are Banks Closed Today?

No. According to the Reserve Bank of India’s official holiday list, there is no bank holiday declared on July 23, 2025 for Sawan Shivratri. That means, in most parts of the country, banks will remain open today, functioning as usual.

📋 What the RBI Holiday List Says

Every year, RBI releases a list of regional and national bank holidays, depending on festivals, local customs, and regional observances. Sawan Shivratri is not included in this year's official bank holiday list.

📱 What About Online Banking?

Even if a branch is closed for a local reason, digital services remain unaffected:

• Net Banking

• Mobile Apps

• UPI

• ATM services

All these remain active 24/7, so you can transfer money, check balances, and pay bills without visiting a branch.

🗓️ Upcoming Bank Holidays in July 2025

Here are the remaining bank holidays for this month:

• July 26 (Saturday): Fourth Saturday – Banks closed across India

• July 27 (Sunday): Weekly holiday – All banks closed

• July 28 (Monday): Sikkim only – Banks closed due to Drukpa Tshe-Zi festival

🏢 Location-Specific Holidays Already Observed in July:

• July 3: Kharchi Puja (Agartala)

• July 5: Guru Hargobind Jayanti (Jammu, Srinagar)

• July 14: Beh Deinkhlam (Shillong)

• July 16: Harela (Dehradun)

• July 17: Death Anniversary of U Tirot Sing (Shillong)

• July 19: Ker Puja (Agartala)

🔚 Final Word

If you’re planning to visit a bank today, you’re good to go. Sawan Shivratri is not a bank holiday in most places, so banks are open on Wednesday, July 23, 2025. For regional exceptions, it’s always good to check your local branch or state-wise bank notice.